Cinderfi — Retirement Planning
Model Canada and US retirement income, accounts, and Monte Carlo outcomes through your agent when validating personal runway or fintech features.
Overview
Cinderfi Retirement Planning MCP is an MCP server for the Validate phase that models Canada and US retirement benefits, tax-advantaged accounts, and Monte Carlo scenarios via a hosted finance API.
What is this MCP server?
- Canada and US retirement coverage: CPP/OAS, Social Security, RRSP/TFSA, 401k/IRA
- Monte Carlo style scenario tooling for uncertain return and longevity assumptions
- Bearer API key auth—free key available at cinderfi.com/mcp
- Streamable-http remote at mcp.cinderfi.com with open-source repo on GitHub
- Server version 1.0.1 in the published MCP manifest
- MCP server version 1.0.1
- Covers CPP/OAS, US Social Security, RRSP/TFSA, 401k/IRA per manifest
- Open-source repository cinderfi/cinderfi-mcp on GitHub
Community signal: 2 GitHub stars.
What problem does it solve?
Estimating indie runway against CPP, OAS, Social Security, and registered accounts is error-prone when done in scattered spreadsheets.
Who is it for?
Solo builders in Canada or the US who want agent-assisted retirement and runway modeling while validating personal finances or fintech scope.
Skip if: Builders who need non–North America tax regimes only, institutional advisory workflows, or guaranteed actuarial-grade compliance without human review.
What do I get? / Deliverables
After you add your Cinderfi API key and connect the MCP, your agent can run structured retirement projections and compare account strategies in one thread.
- Agent-generated retirement projections using Cinderfi tools
- Comparisons across Canada/US benefit and account assumptions
- Monte Carlo-informed scenario notes you can fold into validate/pricing decisions
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Journey fit
Retirement and runway math informs whether you can afford to build full-time and how to price longevity of your indie career. Pricing subphase covers economic tradeoffs—RRSP/TFSA, 401k/IRA, CPP/OAS, and Social Security—before you commit to scope and burn rate.
How it compares
Specialized retirement-finance MCP, not a generic spreadsheet skill or a stock-trading integration.
Common Questions / FAQ
Who is Cinderfi Retirement Planning MCP for?
It is for indie developers and small teams who want MCP-driven retirement planning for Canada and the US, using their own Cinderfi API key.
When should I use Cinderfi Retirement Planning MCP?
Use it during Validate when you are stress-testing personal runway, comparing RRSP/TFSA versus 401k/IRA strategies, or prototyping finance-agent features.
How do I add Cinderfi Retirement Planning MCP to my agent?
Obtain a free Bearer token at https://cinderfi.com/mcp, add the remote https://mcp.cinderfi.com/mcp with Authorization header in your MCP config, and test a simple projection call.