Openfinance
Let your coding agent read linked account balances, search transactions, and summarize spending for indie SaaS bookkeeping and runway checks.
Overview
OpenFinance MCP is a MCP server for the Grow phase that lets agents view balances, search transactions, and pull spending insights from connected financial accounts.
What is this MCP server?
- Connect financial accounts to query balances from the agent
- Search transactions across linked accounts via MCP tools
- Spending insights surfaced for agent-driven summaries
- npm package @openfinance-sh/mcp with stdio transport
- OPENFINANCE_API_KEY required; optional OPENFINANCE_URL for self-hosted server
- Server version 0.1.8
- Two environment variables documented: OPENFINANCE_API_KEY (required), OPENFINANCE_URL (optional)
What problem does it solve?
Checking runway and categorizing spend with an AI assistant means manual exports, screenshots, or unsafe paste of bank data into chat.
Who is it for?
Indie founders who use OpenFinance account linking and want agent-assisted transaction search and spending summaries for their business.
Skip if: Builders who need in-app Stripe billing or customer payment flows—that is product integration, not personal finance read access.
What do I get? / Deliverables
After you add @openfinance-sh/mcp with your API key, your agent can query linked-account balances and transactions through structured MCP tools.
- MCP tools for balances, transaction search, and spending insights
- Agent-readable finance context without manual CSV uploads
- Stdio MCP integration for local agent hosts
Recommended MCP Servers
Journey fit
After launch, solo founders need visibility into cash and burn; finance MCP tooling supports ongoing growth and operations decisions. Analytics covers money-in/money-out patterns, not just product metrics—transaction search and spending insight fit here.
How it compares
Read-only finance aggregation MCP, not a payment processor SDK or tax filing skill.
Common Questions / FAQ
Who is OpenFinance MCP for?
It is for solo builders and operators who connect accounts via OpenFinance and want balances, transaction search, and spending insight available to their MCP agent.
When should I use OpenFinance MCP?
Use it during grow and operate when you review burn, reconcile expenses, or ask your agent for spending breakdowns on linked accounts.
How do I add OpenFinance MCP to my agent?
Install @openfinance-sh/mcp, set OPENFINANCE_API_KEY (and OPENFINANCE_URL if needed), register the stdio server in your MCP config, and restart your agent host.