Xero MCP
Pull Xero Accounting data into a local SQLite ledger for aging, reconciliation, and GL tie-out from your agent.
Overview
Xero MCP is a MCP server for the Operate phase that mirrors Xero Accounting reads in SQLite for aging, reconciliation, and GL tie-out.
What is this MCP server?
- Reads Xero Accounting API into a local SQLite ledger for offline analysis
- Supports aging, reconciliation, and general-ledger tie-out workflows
- Requires XERO_ACCESS_TOKEN, XERO_ACCOUNTING_OAUTH2, and XERO_TENANT_ID secrets
- Stdio MCPB package xero-mcp v0.1.0 from Servosity releases
- Finance MCP for solo founders who already run books in Xero
- Server version 0.1.0 with stdio transport
- Three required Xero credential environment variables
- Distributed as xero-mcp.mcpb with release fileSha256
Community signal: 1 GitHub stars.
What problem does it solve?
Exporting Xero reports and reconciling by hand wastes time when your agent could answer ledger questions if data were local and queryable.
Who is it for?
Solo founders and micro-businesses on Xero who want agent-assisted books review without a separate BI stack.
Skip if: Teams on QuickBooks only, or founders who need tax filing advice instead of structured accounting reads.
What do I get? / Deliverables
You get a cached SQLite ledger and MCP tools so agents can run aging and reconciliation workflows on demand.
- Local SQLite ledger synced from Xero Accounting reads
- MCP tools for aging, reconciliation, and GL analysis patterns
- Version 0.1.0 stdio server package from Servosity releases
Recommended MCP Servers
Journey fit
How it compares
Xero ledger MCP with local SQLite analytics, not a payments processor or generic spreadsheet skill.
Common Questions / FAQ
Who is Xero MCP for?
It is for indie builders and small businesses using Xero who want Claude Code, Cursor, or similar agents to analyze mirrored accounting data.
When should I use Xero MCP?
Use it during monthly close, AR aging checks, and bank reconciliation when you need fast answers from a local ledger copy.
How do I add Xero MCP to my agent?
Install the xero mcpb bundle, set stdio transport, and configure XERO_ACCESS_TOKEN, XERO_ACCOUNTING_OAUTH2, and XERO_TENANT_ID in your MCP host.