Local First Personal Finance MCP
Aggregate bank, brokerage, credit, and loan balances locally through Plaid so agents can reason about runway and cashflow.
Overview
Finance MCP is a MCP server for the Operate phase that locally aggregates Plaid-linked bank, brokerage, credit, and loan accounts for agent queries.
What is this MCP server?
- Local-first personal finance MCP with Plaid aggregation
- Pulls bank, brokerage, credit, and loan account data into MCP tools
- stdio mcpb package v0.1.0 with PLAID_CLIENT_ID and PLAID_SECRET
- Designed for privacy-conscious setups that keep finance logic on your machine
- Credentials sourced from dashboard.plaid.com
- Server version 0.1.0 mcpb stdio
- Account types: bank, brokerage, credit, loans (per description)
- Repository github.com/adelaidasofia/finance-mcp
What problem does it solve?
Scattered accounts and manual exports make it hard to ask your coding agent simple runway or burn questions with trustworthy numbers.
Who is it for?
Indie hackers who want agent-assisted finance snapshots with Plaid and a self-hosted MCP binary.
Skip if: Teams needing corporate ERP, automated tax compliance, or cloud-only finance without Plaid dev access.
What do I get? / Deliverables
After Plaid setup, MCP tools expose consolidated account views your agent can use in validate, grow, and operate planning.
- Unified MCP-accessible views across bank, brokerage, credit, and loan accounts
- Agent-ready financial context for operate and planning conversations
Recommended MCP Servers
Journey fit
Production-minded founders track money continuously in operate, but the same readouts support validate pricing and grow analytics. Plaid-backed aggregation is foundational infra for personal or indie business finance visibility, not a marketing channel.
How it compares
Plaid-backed personal finance MCP, not a Stripe billing skill or spreadsheet template.
Common Questions / FAQ
Who is Finance MCP for?
Solo builders who track personal and indie business money in Plaid and want MCP tools for consolidated balances.
When should I use Finance MCP?
Use it when operating or planning spend—runway checks, pricing sanity, or growth cost reviews—with agent-readable account data.
How do I add Finance MCP to my agent?
Create Plaid credentials at dashboard.plaid.com, set PLAID_CLIENT_ID and PLAID_SECRET, install finance-mcp mcpb v0.1.0, and add the stdio server to your MCP config.