Lunch Money
Let your coding agent query and update Lunch Money budgets, categories, and transactions while you run a solo business.
Overview
Lunch Money MCP is a MCP server for the Operate phase that connects your agent to Lunch Money for transactions, budgets, and categories.
What is this MCP server?
- Stdio MCP via npx @akutishevsky/lunchmoney-mcp (v1.4.1) with LunchMoney API token auth
- Covers Lunch Money transactions, budgets, categories, and related account operations from the agent
- Secret env LUNCHMONEY_API_TOKEN required from my.lunchmoney.app developer settings
- npm registry package with GitHub source at akutishevsky/lunchmoney-mcp
- Built for conversational finance ops instead of leaving the IDE to use the web app
- Server version 1.4.1
- npm package @akutishevsky/lunchmoney-mcp
- Transport stdio via npx
Community signal: 76 GitHub stars.
What problem does it solve?
Switching between your editor and Lunch Money breaks flow when you need quick answers about spend, budgets, or categorization.
Who is it for?
Indie hackers and solo founders who already use Lunch Money and want agent-driven budget and transaction lookups during operate-weekly reviews.
Skip if: Teams on other ledger tools, builders who need full tax or invoicing suites, or anyone unwilling to store a personal finance API token in local MCP env.
What do I get? / Deliverables
After you register the server with a valid API token, your agent can read and manage Lunch Money data in natural language from the same workspace where you code.
- Agent-callable Lunch Money transaction and budget operations
- Token-authenticated stdio MCP connection to Lunch Money
- Repeatable conversational finance queries from your dev environment
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Journey fit
Personal and indie-business money management is ongoing production work after you ship, not a one-off build task. Iterate fits recurring reconciliation, budget tweaks, and categorization loops you run every week as revenue and expenses change.
How it compares
Lunch Money API bridge via MCP, not a standalone budgeting app or agent skill for financial modeling.
Common Questions / FAQ
Who is Lunch Money MCP for?
It is for solo builders who budget in Lunch Money and want Claude Code, Cursor, or Codex to work with transactions, budgets, and categories through MCP.
When should I use Lunch Money MCP?
Use it during operate-phase money reviews, expense triage, and budget checks while you iterate on indie SaaS costs without opening the Lunch Money UI.
How do I add Lunch Money MCP to my agent?
Add an MCP server entry that runs npx @akutishevsky/lunchmoney-mcp with transport stdio and set the required secret LUNCHMONEY_API_TOKEN from https://my.lunchmoney.app/settings/developer.