Copilot Money
Let your agent query Copilot Money balances and categories from the local macOS cache—and optionally sync live reads or controlled writes when you opt in.
Overview
Copilot Money MCP is a MCP server for the Operate phase that lets your agent query—and optionally update—Copilot Money finances via local reads and opt-in GraphQL.
What is this MCP server?
- Local read tools against Copilot Money’s LevelDB (--db-path defaults to standard macOS location)
- Write tools off by default; enable with --write for authenticated GraphQL mutations
- --live-reads switches to GraphQL-backed reads when app.copilot.money session is authenticated
- Published as npm copilot-money-mcp via npx (version 2.2.0)
- Package version 2.2.0 with stdio transport via npm npx
- Write and live GraphQL modes disabled unless --write or --live-reads is set
Community signal: 51 GitHub stars.
What problem does it solve?
You track money in Copilot Money but still copy numbers into chats when you want the agent to help with budgets, categories, or cash-flow questions.
Who is it for?
Mac-based indie builders who already use Copilot Money and want agent-assisted budgeting without building a custom finance API integration.
Skip if: Windows or Linux-only setups, teams that do not use Copilot Money, or anyone who needs unaudited automatic money movement with writes always on.
What do I get? / Deliverables
Your agent reads Copilot data through MCP with writes disabled by default, so finance questions stay in one workflow with explicit opt-in for changes.
- Agent-queryable Copilot Money balances, transactions, and categories from MCP tools
- Optional live GraphQL reads and write actions when you enable the corresponding flags
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Journey fit
Personal and business money visibility belongs on Operate because it supports ongoing runway decisions after you are shipping, not just pre-launch validation. iterate fits recurring budget checks, categorization fixes, and cash-flow adjustments an indie founder makes while running the product.
How it compares
Copilot Money–specific finance MCP, not a generic Plaid aggregator or spreadsheet skill.
Common Questions / FAQ
Who is Copilot Money MCP for?
Solo builders on macOS who use Copilot Money and want Claude Code, Cursor, or similar agents to answer finance questions from local data with optional controlled API access.
When should I use Copilot Money MCP?
Use it during operate-phase runway reviews, subscription audits, or category cleanup when you want MCP tools instead of exporting transactions manually.
How do I add Copilot Money MCP to my agent?
Run via npx copilot-money-mcp in your MCP config, set --db-path if needed, leave writes off unless you intend --write, and use --live-reads only with an authenticated Copilot Money browser session.