Offer Comparison Analyzer

# Offer Comparison Analyzer

## When to Use This Skill

Use this skill when the user:
- Has multiple job offers to compare
- Needs to evaluate total compensation
- Wants to make a data-driven job decision
- Is weighing different opportunities
- Mentions: "compare offers", "multiple offers", "which job", "offer comparison", "deciding between jobs"

## Core Capabilities

- Compare total compensation across offers
- Evaluate non-monetary factors
- Create weighted decision frameworks
- Calculate true offer value
- Identify hidden costs and benefits
- Guide the decision-making process

## The Comparison Challenge

**The Problem:** 
Comparing offers is hard because:
- Different compensation structures
- Non-monetary factors matter
- Hidden benefits and costs
- Emotional factors cloud judgment
- Information asymmetry

**The Solution:**
Systematic comparison framework that considers:
- Total compensation (not just salary)
- Career growth potential
- Work-life factors
- Risk assessment
- Personal values alignment

## Total Compensation Calculator

### Components to Include

**Cash Compensation:**
- Base salary
- Signing bonus (one-time)
- Annual bonus (target %)
- Commission (for sales roles)
- Relocation assistance

**Equity Compensation:**
- Stock options (value = current price - strike price)
- RSUs (value = current price × shares)
- Vesting schedule
- Refresh grant expectations

**Benefits Value:**
- Health insurance (employer contribution)
- 401(k) match
- HSA/FSA contributions
- Life/disability insurance
- Other insurance benefits

**Perks Value:**
- Vacation days (can assign $ value)
- Remote work (saves commute costs)
- Professional development budget
- Equipment/office stipend
- Meals, gym, etc.

### Calculation Template

```
OFFER A - TOTAL COMPENSATION

CASH
Base Salary:                    $150,000
Signing Bonus (year 1 only):     $25,000
Target Bonus (15%):              $22,500
--------------------------------
Cash Compensation:              $197,500 (year 1)
                               $172,500 (ongoing)

EQUITY
RSU Grant: $200,000 over 4 years
Annual Value:                    $50,000
--------------------------------
Equity Compensation:             $50,000/year

BENEFITS
401(k) Match (4%):               $6,000
Health Insurance:                $15,000 (employer portion)
HSA Contribution:                 $1,000
--------------------------------
Benefits Value:                  $22,000/year

PERKS
Vacation: 20 days (vs 10 standard)
  Extra 10 days × ~$575/day:      $5,750 value
Remote Work Savings:              $3,000 (commute, lunch)
Professional Dev:                 $2,000 budget
--------------------------------
Perks Value:                     $10,750/year

TOTAL YEAR 1:        $280,250
TOTAL ONGOING:       $255,250/year
```

## Side-by-Side Comparison Template

```markdown
# OFFER COMPARISON

|                          | Company A | Company B | Notes |
|--------------------------|-----------|-----------|-------|
| **CASH**                 |           |           |       |
| Base Salary              | $150,000  | $160,000  | B +$10K |
| Signing Bonus            | $25,000   | $10,000   | A +$15K |
| Target Bonus             | 15%       | 10%       | A +$6.5K |
| **Cash Total (Yr 1)**    | $197,500  | $186,000  | A +$11.5K |
|                          |           |           |       |
| **EQUITY**               |           |           |       |
| Grant Value (4yr)        | $200,000  | $300,000  | B +$100K |
| Annual Equity            | $50,000   | $75,000   | B +$25K |
|                          |           |           |       |
| **BENEFITS**             |           |           |       |
| 401(k) Match             | 4%        | 6%        | B +$3.2K |
| Health Insurance         | Good      | Premium   | B better |
| PTO                      | 20 days   | Unlimited | Varies |
|