Israeli Bituach Leumi
- 57 installs
- 10 repo stars
- Updated August 3, 2026
- skills-il/government-services
Navigate Israeli National Insurance (Bituach Leumi) rules and processes.
About
An agent skill that helps navigate Israel's National Insurance Institute (Bituach Leumi) rules, benefits, and procedures. A builder or user uses it for Israeli social-insurance and compliance questions. Name-only content means the exact coverage is inferred.
- Bituach Leumi guidance
- Israeli social insurance
- Gov process
Israeli Bituach Leumi by the numbers
- 57 all-time installs (skills.sh)
- Ranked #779 of 1,879 Documentation skills by installs in the Skillselion catalog
- Security screen: LOW risk (skills.sh audit)
- Data as of Aug 4, 2026 (Skillselion catalog sync)
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| Installs | 57 |
|---|---|
| repo stars | ★ 10 |
| Security audit | 3 / 3 scanners passed |
| Last updated | August 3, 2026 |
| Repository | skills-il/government-services ↗ |
What it does
Navigate Israeli National Insurance (Bituach Leumi) rules and processes.
Files
Israeli Bituach Leumi (National Insurance)
Critical Note
Bituach Leumi rules are complex and amounts update twice a year (January and July) tied to the average wage. Always direct users to verify their specific case at btl.gov.il, the personal area at https://ps.btl.gov.il, or by calling *6050. Amounts in this skill reflect the official 2026 rate announcement (btl.gov.il/About/news/Pages/hadasaidkonkitzva2026.aspx).
Instructions
Step 1: Identify the Benefit Program
Map the user's situation to the correct program. The 13 main programs are listed in references/benefit-programs.md.
Step 2: Check Eligibility
Each program has its own qualifying period. The full table is in references/benefit-programs.md under "Qualifying Periods". Key factors:
- Residency status (תושב vs. non-resident; new immigrants have special rules)
- Age (retirement, work, minor)
- Employment history (qualifying period, called תקופת אכשרה)
- Income level (some benefits are means-tested)
- Medical condition (for disability, long-term care, work injury)
- Marital and family status
Step 3: Estimate Benefit Amount
Use scripts/calculate_benefits.py for old-age pension, unemployment, maternity, child allowance, miluim, and birth grant estimates. All hardcoded amounts reflect 2026 rates.
Step 4: File the Claim
Identify the correct form (see ## Forms below) and the right filing channel (see ## Digital Channels). Most claims are now filed digitally through the personal area at https://ps.btl.gov.il, with the form-PDF auto-generated from the wizard.
Step 5: Track and Appeal
Three appeal tracks exist (medical, non-medical, labor court). See ## Appeals below for the deadlines and the right venue per decision type.
Key Programs Detail
All amounts are 2026 official rates. Rates update January 1 and July 1.
Old Age Pension (Kitzbat Zikna)
- Retirement age (גיל פרישה): Men 67. Women 62 to 65, depending on birth-month cohort. The Knesset passed תיקון מס' 7 in 2021 that resumed raising women's retirement age starting June 2022, by 4 months/year. Final age 65 is reached for women born after April 1960; full schedule completes around 2032. Use the official BTL retirement-age calculator at btl.gov.il/benefits/old_age/Pages/RetirementCalculation.aspx.
- Absolute eligibility age (גיל הזכאות המוחלטת): 70 for everyone. Pension is paid regardless of income.
- Income test (between retirement age and 70): Single ~7,827 NIS/month; couple ~10,436 NIS/month. Above the threshold the pension is suspended until age 70.
- Qualifying period: 60 to 144 months of NI contributions (varies by age at immigration).
- Basic amount (2026):
- Single: 1,838 NIS/month up to age 80; 1,941 NIS/month from age 80.
- Couple: 2,762 NIS/month (spouse increment 924 NIS).
- Seniority supplement (תוספת ותק): +2% per year starting from year 11 of contributions, capped at 50% (25 years). Most pensioners receive the full 50%, bringing the typical single-rate to ~2,757 NIS/month.
- Deferral bonus: +5% per year of deferred claiming, paid up to age 70.
- Income supplement (השלמת הכנסה): Additional payment for low-income pensioners.
- Claim form: 480 (תביעה לקצבת אזרח ותיק - זקנה). File at https://ps.btl.gov.il.
Unemployment (Dmei Avtala)
- Eligibility: 12 of last 18 months as a salaried employee; service ended due to termination, not resignation.
- Resignation penalty: 90-day disqualification for voluntary resignation, unless quitting for justified cause (הרעת תנאים, relocation following spouse, family-care). The standard "5-day waiting period" only applies to terminations.
- Duration: 50 to 175 days, depending on age and dependents.
- Amount: Sliding scale tied to the average wage, capped at:
- Days 1 to 125: capped at 550.76 NIS/day in 2026 (average wage 13,769 ÷ 25 working days).
- Days 126 onward: 2/3 of daily average wage = 367.17 NIS/day in 2026.
- Combined registration: The single shared workflow at https://www.taasuka.gov.il/applicants/sharedform/ registers with שירות התעסוקה and files the BL claim in one step.
- Claim form: 1500 (תביעה לדמי אבטלה) plus employer attachment 1514 (אישור המעסיק על תקופת ההעסקה והשכר).
Maternity, Birth, and Parental Leave
- Birth grant (ma'anak leida) 2026: First child 2,103 NIS; second 946 NIS; third+ 631 NIS; twins 10,514 NIS. Paid as a one-time grant per birth. Hospitals normally file automatically when the mother provides her bank details on admission.
- Hospitalization grant (ma'anak ishpuz): Paid directly to the hospital for the delivery.
- Maternity allowance (dmei leida) eligibility:
- Full 15 weeks: 10 of last 14 OR 15 of last 22 months as employee or self-employed.
- Reduced 8 weeks: 6 of last 14 OR 10 of last 22 months.
- Maternity duration extras: +3 weeks for multiple births. Hospitalization extension if newborn is hospitalized 15+ days. Adoptive mothers receive an equivalent (גמלה לאם מאמצת).
- 15 paid + up to 11 unpaid = 26 weeks total: Under the Women's Employment Law (חוק עבודת נשים), employees may extend up to 11 additional unpaid weeks for a total of 26 weeks; only the first 15 are BTL-paid.
- Daily cap (2026): 1,752.33 NIS/day. Calculation base: last 3 months ÷ 90 OR last 6 months ÷ 180, whichever is higher.
- Father / partner (gimlat horim le'av): 1 week dedicated; the remaining weeks can be split between parents.
- Pregnancy preservation (shmirat herayon): Separate benefit if a doctor certifies the work environment is hazardous. Form 330 + medical certificate 331.
- Claim forms: Mother, 355 (תביעה לדמי לידה); father, 354 (תביעה לתשלום גמלת הורים לאב), 360 (partner-week split). Birth grant + maternity together, 356.
Child Allowance (Kitzbat Yeladim)
- Eligibility: All Israeli residents with children under 18; usually automatic from hospital report.
- Amounts (2026, per child per month):
- 1st child: 173 NIS.
- 2nd, 3rd, 4th child: 219 NIS each.
- 5th child onward: 173 NIS each.
- Payment date: Around the 20th of each month, paid to the registered parent.
- Manual filing (rare): Form 5025 (תביעה אישית לקצבת ילדים), only when not auto-registered (birth abroad, parent transfer, custody change).
- Savings-for-every-child (חיסכון לכל ילד): 58 NIS/month per child auto-deposited by BTL until age 18. Parents may match from the child allowance for 116 NIS total. Released at 18 (or 21 with bonus).
General Disability (Nechut Klalit)
- Distinct from work injury (nechut me'avoda): different program, different forms.
- Eligibility: Resident aged 18 to retirement age with medical incapacity reducing earning capacity by 60%, 65%, 74%, or 75-100%. Requires 12 months of NI residency before disability.
- Monthly amounts (2026):
- 75% to 100% incapacity (full): 4,711 NIS.
- 74%: 3,211 NIS.
- 65%: 2,894 NIS.
- 60%: 2,718 NIS.
- Family supplements: Spouse +1,518 NIS; children +1,214 NIS up to 2 children.
- Special services (sherutim meyuchadim, SHRM): For the severely disabled who need daily personal care. Tiers from 50% rate (1,943 NIS) to 235% rate (9,126 NIS). Caregiver supplement up to 10,774 NIS/month.
- Disabled child (yeled nacheh): Up to 3,820 NIS for a 100%-disabled child plus caregiver supplement.
- Claim forms: 7801 (general disability claim), 7849 (special services), 7821 (disabled child).
Work Injury (Pgi'at Avoda)
- Eligibility: Any worker injured on the job or commuting; covered from day 1 of employment (no qualifying period). Self-employed must be registered with BTL before the injury.
- Injury pay (dmei pgi'a): 75% of last 3 months average wage, paid for up to 91 days.
- Daily cap (2026): 1,314.25 NIS/day.
- Permanent disability (after 91 days): Determined by medical committee; lump-sum or pension based on disability percentage.
- Claim forms: 211 (initial injury-pay claim and notification, the "tofes 211" most people refer to), 200 (permanent disability degree), 250 (medical-treatment authorization for employees), 283 (same for self-employed), 284 (employer declaration).
- Common confusion: "Form 100" is NOT a BTL employer report for unemployment. Form 100 in BTL is the opt-out from employer outreach. The actual employer attachment to a 1500 unemployment claim is form 1514. The "100" most accountants refer to is a Tax Authority payslip-summary form, not a BTL form.
Reserve Duty (Miluim)
- Eligibility: Any IDF reservist; covered from day 1 (no qualifying period). Claim window: 7 years from end of service.
- Daily amount: 100% of last 3 months' average daily wage (gross ÷ 90), or for self-employed, prior-year tax assessment ÷ 90.
- Daily cap (2026): 1,730.33 NIS/day (max insurable income 51,910 ÷ 30). Daily minimum: 328.76 NIS/day.
- Annual bonus tiers (Iron Swords-era): Enhanced rates for cumulative miluim days/year, ~2,000 to ~10,000+ NIS depending on tier.
- Salaried employees: Employer pays salary as usual; BTL refunds the employer via form 501. The employee receives the full salary.
- Self-employed and sub-cap salaried: File personal claim form 502. Form 509 for advance payment.
Long-term Care (Siyud)
- Eligibility: Resident at retirement age who fails the ADL dependence test (mivchan ADL: washing, dressing, eating, mobility, toileting, continence). Six dependence levels (2.5-3 points = level 1, 9.5+ points = level 6).
- Income test (2026): Single < 12,536 NIS/month; couple < 18,804 NIS/month for full benefit. Reduced for higher incomes.
- Cash amounts (2026): Level 1, 1,659 NIS; Level 6, 7,238 NIS. Recipients can elect cash payment OR care services delivered by approved providers.
- Foreign caregiver (metapel zar): Interaction with the Population Authority's permit; the cash benefit can supplement the caregiver's wage.
- Claim form: 2600 (תביעה לגמלת סיעוד). Form 2655 to elect cash-instead-of-services.
- Related skill:
israeli-elder-care-navigatorcovers the broader elder-care system including assisted living and nursing homes.
Income Support (Havtachat Hachnasa)
- Eligibility: Low-income residents who pass an asset test (no second home, car value below threshold, savings below threshold) AND, if under 55, comply with the שירות התעסוקה employment test.
- Monthly amounts (2026): From 1,661 NIS (single under 25) to 5,289 NIS (single parent 55+ with 2+ children).
- Interactions: Not paid alongside unemployment. Combines with old-age (השלמת הכנסה לקצבת זיקנה) and disability supplements.
- Claim form: 5619 (תביעה לגמלת הבטחת הכנסה). Form 5521 for employer attachment if the claimant works part-time.
Survivors Pension (Sheerim)
- Eligibility: Widow/widower of a deceased insured person. Deceased must have had 12 months NI in the last 18 OR 60 months total. Widow eligible at 40+, or with children, or with reduced earning capacity.
- Monthly amount (2026): ~1,838 NIS base (matches old-age single rate). Plus orphan supplement per child.
- Filing window: Within 12 months of death.
- Claim forms: 410 (survivors pension claim), 416 (death grant + pension balance), 2910 (orphan maintenance).
Mobility Allowance (Niyadut)
- Two-step process: Form 8220 to the Ministry of Health (medical committee determines % limitation), THEN form 8200 to BTL for the benefit.
- Components: Loan to purchase an accessible vehicle, monthly subsidy. Joint program with משרד התחבורה.
Hostile-action Victims (Nifgaei Pe'ulot Eiva)
- Funding: State (not contribution-funded). Especially relevant post-October 2023.
- Recognition: Form 580 (initial recognition + claim), then 581 for disability-degree determination, 582 for family of deceased, 577 for psychological injury intake.
Employer Bankruptcy (Pshitat Regel shel Ma'asik)
BTL pays unpaid wages, severance, and unused vacation when the employer goes insolvent. Distinct program with its own caps. File once a court has issued the bankruptcy or liquidation order.
Forms (טפסים)
Bituach Leumi runs ~85 numbered claim forms (טפסים) across the 13 programs above. The full catalog with form numbers, Hebrew names, who files each, and notes is in `references/forms.md` (organized by program: maternity, child allowance, old-age, survivors, unemployment, disability, work injury, vocational rehab, miluim, income support, alimony, employer bankruptcy, burial, long-term care, mobility, hostile-action victims, treaty / abroad, self-employed contributions, representation, general-purpose).
Most claims are filed digitally through the personal area at https://ps.btl.gov.il, where the form-PDF is auto-generated from the wizard. PDF originals live at https://www.btl.gov.il/טפסים-ואישורים under per-program subfolders.
Form 900 is NOT a benefit claim. It is the general "Personal Details Update" form (הודעה על עדכון פרטים אישיים) used by anyone already receiving a benefit to change their address, marital status, or bank account.
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Form 100 in BTL is the opt-out from employer-outreach, NOT an employer report. The actual employer attachment to a 1500 unemployment claim is form 1514. The "100" most accountants reference is a Tax Authority payslip-summary form, not a BTL form.
Most-used forms
| Need | Form | Filed by |
|---|---|---|
| Maternity allowance | 355 (or 356 with birth grant) | Mother |
| Old-age pension | 480 | Resident at retirement age |
| Unemployment | 1500 + employer 1514 | Laid-off employee + employer |
| Work injury (initial) | 211 | Injured worker |
| General disability | 7801 | Disabled adult |
| Reserve duty (personal) | 502 / employer 501 | Reservist / employer |
| Long-term care | 2600 | Elderly resident |
| Income support | 5619 | Low-income resident |
| Survivors | 410 | Widow/widower/orphan |
| Mobility (step 1 to MoH) | 8220 → 8200 | Mobility-limited person |
| Hostile-action victims | 580 (+ 595/596 for hostage families) | Injured / family |
| Court-ordered alimony collection | 5400 | Alimony recipient |
| Wages after employer bankruptcy | 5305 | Employee |
| Vocational rehabilitation | 270 | Disabled / work-injured / survivor / terror victim |
| Annual life certificate (abroad) | 10420 | Pension recipient living abroad |
| Authorize a representative | 70 | Insured person |
| Update address / bank / marital status | 900 | Existing beneficiary |
| Self-employed file open | 6101 | New עצמאי |
For any form not listed above, see references/forms.md for the complete catalog or search at https://www.btl.gov.il/טפסים-ואישורים/FormSearch/Pages/default.aspx.
Contribution Rates (2026)
NI is collected on income up to a monthly cap, with two brackets:
- Bracket boundary (60% of average wage): 7,703 NIS/month.
- Maximum insurable income (תקרה): 51,910 NIS/month.
| Payer | Bracket 1 (up to 7,703) | Bracket 2 (7,703 to 51,910) |
|---|---|---|
| Employee (deducted from salary) | 1.04% NI + 3.23% health = 4.27% | 7.0% NI + 5.17% health = 12.17% |
| Employer (in addition to wage) | 4.51% | 7.60% |
| Self-employed | 4.47% NI + 3.23% health = 7.7% | 12.83% NI + 5.17% health = 18.0% |
Amendment 252 (תיקון 252): the 2026 rate increases above are set by Amendment 252 to the National Insurance Law, enacted 2025-01-14. Rates are CPI-indexed for 2026 through 2028 and switch to wage indexation from 2029.
Self-employed pay both shares (employee + employer-equivalent) and cannot claim unemployment. They can claim every other benefit. Verify rates against the live BTL pages (btl.gov.il/Insurance/.../rates.aspx) at filing time, rates can shift mid-year on amendment.
Employee Rates Vary by Age and Pension Status (2026)
The 4.27% / 12.17% above is ONLY the standard employee aged 18 to retirement. The amount actually deducted from an employee's salary changes with age and old-age-pension status. Applying the standard rate to a minor or a working pensioner is a common and material error (it over-charges them by the whole deduction).
| Employee category | Employee deduction, reduced (up to 7,703) | Employee deduction, full (7,703 to 51,910) |
|---|---|---|
| Aged 18 to retirement age (standard) | 1.04% NI + 3.23% health = 4.27% | 7.0% NI + 5.17% health = 12.17% |
| Under 18 | 0% (employer pays 0.61% / 2.12%, employee nothing) | 0% |
| Receiving old-age pension (kitzbat azrach vatik), any age | 0% (employer still pays 0.61% / 2.12%) | 0% |
| Reached retirement age, under 70, NOT yet receiving old-age pension (men 67-70) | 0.61% NI + 3.23% health = 3.93% | 4.86% NI + 5.17% health = 10.03% |
| Woman between her retirement age and 67, NOT receiving old-age pension | 3.95% | 10.24% |
| Recipient of work-injury or general-disability pension (75%+/100%, with annual BTL confirmation) | 0% NI + 3.23% health = 3.23% (health only, NI exempt) | 0% NI + 5.17% health = 5.17% |
| Soldier in regular service, organ donor, treaty-country foreign resident | 1.04% NI only (health exempt) | 7.0% NI only |
- The employer share (4.51% / 7.60%) does NOT change with the employee's age, only the employee deduction does (and for under-18 / pensioner the employer keeps paying its reduced 0.61% / 2.12%).
- Recently-naturalized residents (first became resident over age 62) and controlling shareholders of a closely-held company (ba'al shlita) have their own slightly different rows, verify on the live page.
- Source:
btl.gov.il/Insurance/Rates/Pages/לעובדים שכירים.aspx(employee rate table, 2026 figures effective 01.01.2026; rates unchanged from 2025 per the BTL 2026 circular).
Self-Employed Rates Also Vary by Age and Pension Status
The 7.7% / 18% above is the STANDARD self-employed rate (aged 18 to retirement, not receiving old-age pension). Like employees, a self-employed person who is a minor, who receives an old-age pension, or who reached retirement age pays a reduced National Insurance rate (the health component continues). Do not apply the flat 7.7% / 18% to a self-employed pensioner. Verify the exact reduced rate for the specific age and pension status on btl.gov.il/Insurance/Rates/Pages/לעצמאים.aspx.
Multiple Employers and Coordination (Te'um Dmei Bituach)
Each employer applies the reduced-rate bracket (the lower 4.27% up to 7,703) to the salary IT pays. An employee with two or more employers (or salary plus an early pension) therefore gets the reduced bracket applied more than once and is over-deducted. The rule: the secondary employer (and an early-pension payer) must deduct at the FULL rate (12.17%) from the first shekel, UNLESS the employee files a coordination request (te'um dmei bituach). File te'um through the secondary employer, or claim a refund from BTL for the over-deducted amount after year-end. This is one of the most common over-payments for people with a second job or a gig plus a salary.
Household-Help Employers (Ma'asik Oved Meshek Bayit)
A private individual who employs a domestic worker (cleaner, nanny, caregiver, gardener) is a household employer and must register with BTL and pay contributions on the worker's wage, reported and paid quarterly (not through a monthly payslip system). For a domestic worker aged 18 to retirement (2026): the employer pays 6.05% National Insurance (0% health on the employer side) and the worker's share is 2.8% (1.8% NI + 1% health), total 8.85% of the wage. For a domestic worker under 18 or receiving an old-age pension, the employer pays a reduced 3.6%. Register once via the BTL household-employer service. Source: btl.gov.il/Insurance/Rates/Pages/עובד משק בית.aspx.
Non-Working Residents and Non-Work (Passive) Income (2026)
A working-age resident (18 to retirement age) who is NOT salaried, NOT self-employed, and NOT an exempt non-working spouse still owes NI and health insurance on their own account. The base table below applies to that person only. Read the exemptions and the coordination rule that follow, because they change the answer for several common cases (getting them wrong is the most frequent error here).
| Situation (base case: own account, no work income) | Monthly charge (2026) |
|---|---|
| Not working, no income | Minimum 266 NIS/month (143 NIS NI + 123 NIS health) |
| Non-work (passive) income up to 3,442 NIS/month | Exempt from the rate, but the 266 minimum still applies |
| Non-work income 3,442 to 7,703 NIS (reduced tier) | 6.92% NI + 5.17% health = 12.09% on the amount above 3,442 |
| Non-work income 7,703 to 51,910 NIS (full tier) | 7.0% NI + 5.17% health = 12.17% |
"Non-work income" (הכנסה שלא מעבודה) means passive income such as rent, dividends, and interest. The first 3,442 NIS/month is exempt; rates apply only to the amount above it. The 266 NIS minimum applies as a floor, so a non-working resident pays the greater of the passive-income calculation or 266 NIS/month. BTL sends a quarterly advance-payment book (pinkas mikdamot) for non-employees.
Exemptions and exceptions (these OVERRIDE the base table, do not apply the table to these people):
| Who | Treatment |
|---|---|
| Non-working spouse (עקרת בית, or a non-working partner of an insured resident, including common-law and same-sex marriage) | Fully exempt, pays 0 NI and health on their own account. Granted automatically in most cases; otherwise reported via Form 673 (spouse-exemption declaration) or the Form 6101 multi-year declaration. Lumping this person under the 266 minimum is the single most common mistake. |
| Old-age pension recipient / past retirement age | Special treatment, NOT the flat table. For benefit recipients, non-work income up to 688 NIS/month (2026) is exempt, and the NI portion generally does not apply to a pensioner's income (health may still apply). Verify the exact split with BTL before quoting a number. |
| Person with BOTH work income (salary or self-employment) AND passive income | The 3,442 NIS exemption does NOT stack on top of work income. Work income consumes the exemption, so passive income is charged separately (often from the first shekel for higher earners). This is a coordination calculation, do not treat passive income as exempt just because it is below 3,442. |
| New immigrant (oleh) in the early residency window, full-time student, or resident working abroad for a foreign employer | Special rules apply (oleh reductions, bilateral social-security treaty coordination for a foreign employer). Treat as a separate case, not the base table. |
- Under-18s are not separately liable; coverage is through the household.
- The 266 minimum and the 3,442 / 688 thresholds are average-wage-indexed and update each January and July.
- Source:
btl.gov.il/Insurance/National Insurance/Pages/מי פטור מתשלום דמי ביטוח לאומי.aspx(exemptions),btl.gov.il/Insurance/National Insurance/type_list/NotWorking/Pages/ScomNotWorking.aspx(minimum),btl.gov.il/Insurance/Rates(non-working and non-work-income), and kolzchut "פטור מתשלום דמי ביטוח לאומי", 2026 figures effective 01.01.2026.
Digital Channels
1. Personal area (preferred): https://ps.btl.gov.il, most claims have full digital flows; the form-PDF is auto-generated from the wizard. 2. Online forms portal: https://www.btl.gov.il/טפסים-ואישורים/tfasimMkuvanim/Pages/default.aspx, submit a filled PDF without logging in. 3. Document upload to caseworker: https://b2b.btl.gov.il/BTL.ILG.Payments/DocumentsForm.aspx, for attachments to an open claim. 4. MyBTL mobile app: iOS and Android. Most-used flow: download "ishur mekabel kitzba" (benefit-recipient certificate). 5. Phone: 6050 (also has WhatsApp at the same number). 6. Combined unemployment + employment service form: https://www.taasuka.gov.il/applicants/sharedform/, single workflow that registers with שירות התעסוקה and files the BL 1500 in one step. 7. Branch service: Appointments must be booked online; walk-ins are limited. Branch list at https://www.btl.gov.il/snifim. English-language assistance available; press 9 on 6050.
Appeals
| Decision type | Venue | Statutory deadline |
|---|---|---|
| Medical (disability degree, ADL test) | ועדה רפואית לעררים (medical appeals committee) | 60 days from decision |
| Non-medical eligibility / amounts | ועדת ערר (internal review) | 60 days |
| Final decisions (post-appeal) | בית הדין האזורי לעבודה (regional labor court) | 12 months from decision |
Free legal aid is available through הסיוע המשפטי (Ministry of Justice) for low-income claimants.
Examples
Example 1: Maternity Leave
User says: "I'm pregnant and want to know about maternity leave benefits." 1. Confirm employment duration to determine 15 weeks vs 8 weeks. 2. Calculate daily benefit using python scripts/calculate_benefits.py maternity --salary X --months-employed Y (capped at 1,752.33 NIS/day in 2026). 3. Mention birth grant (2,103 NIS first child; 10,514 for twins) and the partner-week split. 4. Direct to filing: form 355 (or 356 combined) via the personal area at ps.btl.gov.il.
Example 2: Retirement Planning
User says: "When can I start getting pension from Bituach Leumi?" 1. If the user is a man, retirement age is 67. If a woman, retirement age depends on birth-month cohort (currently 62 to 65; the schedule is being raised by 4 months/year since 2022). Use the official calculator at btl.gov.il/benefits/old_age/Pages/RetirementCalculation.aspx. 2. Explain the income test between retirement age and 70. 3. Quote the basic 2026 amount (1,838 NIS single, 1,941 from age 80, 2,762 couple). Note that most pensioners get the +50% seniority supplement, bringing the effective single rate to ~2,757 NIS. 4. Direct to form 480 (תביעה לקצבת אזרח ותיק).
Example 3: Reserve Duty Compensation
User says: "I did 30 days of miluim, how much will Bituach Leumi pay me?" 1. If the user is a salaried employee, the employer pays the salary as usual; BTL refunds the employer via form 501. The user receives full salary, no separate BTL payment. 2. If the user is self-employed or paid below the cap, file a personal claim using form 502. 3. Calculation: last 3 months average daily wage (gross divided by 90), capped at 1,730.33 NIS/day, minimum 328.76 NIS/day. 4. Add the Iron Swords annual bonus tier if cumulative days for the year exceed 10. 5. Mention the 7-year claim window from end of service.
Example 4: Filing a Disability Claim
User says: "I have a chronic illness, how do I file a disability claim?" 1. Distinguish general disability (nechut klalit) from work-related (nechut me'avoda), different programs, different forms, different funding sources. 2. For general disability: file form 7801 (under retirement age) at the personal area. 3. The medical committee determines incapacity percentage (60%, 65%, 74%, or 75-100%). The 2026 monthly amounts are 2,718 / 2,894 / 3,211 / 4,711 NIS respectively. 4. If the user needs daily personal-care assistance, also file form 7849 for special services (SHRM). 5. Appeal track: medical committee within 60 days for the disability percentage; internal review for eligibility decisions; labor court within 12 months for final challenges.
Bundled Resources
Scripts
scripts/calculate_benefits.py, estimate Bituach Leumi benefit amounts for old age pension, unemployment, maternity, child allowance, miluim, and birth grant. All hardcoded amounts reflect 2026 official rates. Subcommands:pension,unemployment,maternity,child-allowance,miluim,birth-grant. Run:python scripts/calculate_benefits.py --help.
References
references/benefit-programs.md, complete program catalog: 13 programs, 2026 rate table, qualifying-period table, contribution-rate tables, appeal deadlines, contact channels, claim-form quick lookup.
Recommended MCP Servers
| MCP | What It Adds |
|---|---|
| pikud-haoref | Real-time emergency alerts (relevant for nifgaei pe'ulot eiva claims). |
Reference Links
| Source | URL | What to Check |
|---|---|---|
| BTL 2026 rate announcement | https://www.btl.gov.il/About/news/Pages/hadasaidkonkitzva2026.aspx | Annual benefit amounts |
| Personal area (filing) | https://ps.btl.gov.il | Claim status, forms |
| Forms portal | https://www.btl.gov.il/טפסים-ואישורים | All form PDFs |
| Retirement-age calculator | https://www.btl.gov.il/benefits/old_age/Pages/RetirementCalculation.aspx | Per-cohort retirement age |
| Self-employed contribution rates | https://www.btl.gov.il/Insurance/National%20Insurance/type_list/Self_Employed/Pages/rates.aspx | Live rate verification |
| kolzchut BTL hub | https://www.kolzchut.org.il/he/המוסד_לביטוח_לאומי | Plain-Hebrew explanations |
| Joint unemployment + employment-service form | https://www.taasuka.gov.il/applicants/sharedform/ | Combined 1500 + שירות התעסוקה |
Gotchas
- BTL contribution rates have two brackets: a reduced rate up to 60% of the average wage (7,703 NIS in 2026), and the normal rate above it. Agents almost always apply a single flat rate.
- Self-employed pay both the employee and employer shares of NI (7.7% reduced bracket and 18.0% full bracket in 2026, per Amendment 252). Agents may calculate only the employee share, underestimating the obligation by ~2x.
- Self-employed are NOT eligible for unemployment (dmei avtala), only שכירים are. This is a common user expectation that fails.
- Form 900 is the personal-details update form, NOT a benefit claim. Users frequently search "form 900" expecting it to be a maternity or other benefit form.
- "Form 100" in BTL context is the opt-out from employer outreach, NOT an employer report. The actual employer attachment to a 1500 unemployment claim is form 1514. The "100" non-BTL form most accountants reference is a Tax Authority payslip-summary form.
- Resignation triggers a 90-day disqualification from unemployment unless quitting for justified cause (relocation, family-care, deterioration of conditions). The standard "5-day waiting period" only applies to terminations.
- Mobility (niyadut) is a two-step process: medical determination at the Ministry of Health (form 8220), THEN BTL benefit (form 8200). Filing only one of them is a common mistake.
- Women's retirement age is NOT yet 65 across the board. The 2021 amendment resumed the gradual increase from 62; women's actual retirement age in 2026 depends on birth-month cohort (62 to 65). Use the official calculator.
- The average wage (sachir memutza) used for benefit calculations is updated twice a year (January and July) by the CBS. Outdated figures will cause rate calculations to drift.
- Old-age pension has an income test between retirement age and 70. Above ~7,827 NIS/month single income, the pension is suspended until age 70. Agents quote the basic amount unconditionally.
Troubleshooting
Error: "Not enough qualifying months"
Cause: Insufficient contribution history (תקופת אכשרה). Solution: Check the per-program qualifying-period table in references/benefit-programs.md. Some periods (military service, maternity leave, miluim) count as qualifying months. New immigrants (olim) have special rules; for old-age, the 60-month minimum can be waived via מענק מותנה.
Error: "Benefit amounts don't match expected values"
Cause: BTL updates benefit amounts twice a year (January and July) tied to the average wage. Solution: Verify current amounts at https://www.btl.gov.il/About/news/Pages/hadasaidkonkitzva2026.aspx or via *6050. Amounts in this skill reflect the official 2026 announcement; check the live page for mid-year revisions.
Error: "Form not found at the URL I tried"
Cause: BTL form pages are organized in per-program subfolders under btl.gov.il/טפסים-ואישורים/forms/<program>_forms/Pages/. Solution: Use the master form-search at https://www.btl.gov.il/טפסים-ואישורים/FormSearch/Pages/default.aspx. PDF originals are at btl.gov.il/טפסים-ואישורים/Documents/t<form-number>.pdf (e.g. t355.pdf).
Error: "I resigned and was denied unemployment"
Cause: Voluntary resignation triggers a 90-day disqualification. Solution: If the resignation was for justified cause (relocation following spouse, family-care, hazardous-conditions, deterioration of work conditions, fixed-term contract end), file an appeal with form 7810 within 60 days. Document the cause carefully.
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"source_url": "https://www.btl.gov.il/About/news/Pages/hadasaidkonkitzva2026.aspx",
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"source_url": "https://www.btl.gov.il/About/news/Pages/hadasaidkonkitzva2026.aspx",
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"claim": "child allowance children 2-4: 219 NIS / 219 ש\"ח (2026)",
"source_url": "https://www.btl.gov.il/About/news/Pages/hadasaidkonkitzva2026.aspx",
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"source_url": "https://www.btl.gov.il/About/news/Pages/hadasaidkonkitzva2026.aspx",
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"source_url": "https://www.btl.gov.il/About/news/Pages/hadasaidkonkitzva2026.aspx",
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"claim": "birth grant third+ child: 631 NIS / 631 ש\"ח (2026)",
"source_url": "https://www.btl.gov.il/About/news/Pages/hadasaidkonkitzva2026.aspx",
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"claim_id": "amt-10514",
"claim": "birth grant twins: 10,514 NIS / 10,514 ש\"ח (2026)",
"source_url": "https://www.btl.gov.il/About/news/Pages/hadasaidkonkitzva2026.aspx",
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"claim_id": "amt-1659",
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"source_url": "https://www.btl.gov.il/About/news/Pages/hadasaidkonkitzva2026.aspx",
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{
"claim_id": "amt-7238",
"claim": "long-term care level 6 full: 7,238 NIS / 7,238 ש\"ח (2026)",
"source_url": "https://www.btl.gov.il/About/news/Pages/hadasaidkonkitzva2026.aspx",
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"claim_id": "amt-1661",
"claim": "income support single under 25: 1,661 NIS / 1,661 ש\"ח (2026)",
"source_url": "https://www.btl.gov.il/About/news/Pages/hadasaidkonkitzva2026.aspx",
"raw_snippet": "1,661",
"fetched_at": "2026-06-12T21:54:47.677885+00:00",
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},
{
"claim_id": "amt-5289",
"claim": "income support single parent 55+ with 2+ children: 5,289 NIS / 5,289 ש\"ח (2026)",
"source_url": "https://www.btl.gov.il/About/news/Pages/hadasaidkonkitzva2026.aspx",
"raw_snippet": "5,289",
"fetched_at": "2026-06-12T21:54:47.677885+00:00",
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},
{
"claim_id": "amt-13769",
"claim": "average wage 2026: 13,769 NIS / 13,769 ש\"ח (2026)",
"source_url": "https://www.btl.gov.il/About/news/Pages/hadasaidkonkitzva2026.aspx",
"raw_snippet": "13,769",
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},
{
"claim_id": "amt-550_76",
"claim": "unemployment daily ceiling days 1-125: 550.76 NIS / 550.76 ש\"ח (2026)",
"source_url": "https://www.btl.gov.il/benefits/Unemployment/Pages/default.aspx",
"raw_snippet": "550.76",
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},
{
"claim_id": "amt-367_17",
"claim": "unemployment daily ceiling days 126+: 367.17 NIS / 367.17 ש\"ח (2026)",
"source_url": "https://www.btl.gov.il/benefits/Unemployment/Pages/default.aspx",
"raw_snippet": "367.17",
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{
"claim_id": "amt-1730_33",
"claim": "miluim max daily rate: 1,730.33 NIS / 1,730.33 ש\"ח (2026)",
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"claim_id": "amt-328_76",
"claim": "miluim min daily rate: 328.76 NIS / 328.76 ש\"ח (2026)",
"source_url": "https://www.btl.gov.il/benefits/Reserve_Service/Pages/default.aspx",
"raw_snippet": "328.76",
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},
{
"claim_id": "amt-1752_33",
"claim": "maternity daily ceiling: 1,752.33 NIS / 1,752.33 ש\"ח (2026)",
"source_url": "https://www.btl.gov.il/benefits/maternity/Pages/default.aspx",
"raw_snippet": "1,752.33",
"fetched_at": "2026-06-12T21:54:47.677885+00:00",
"appears_in": [
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]
},
{
"claim_id": "amt-1314_25",
"claim": "work-injury daily ceiling: 1,314.25 NIS / 1,314.25 ש\"ח (2026)",
"source_url": "https://www.btl.gov.il/benefits/Work_Injuries/Pages/default.aspx",
"raw_snippet": "1,314.25",
"fetched_at": "2026-06-12T21:54:47.677885+00:00",
"appears_in": [
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]
},
{
"claim_id": "amt-7827",
"claim": "old-age income test single: 7,827 NIS / 7,827 ש\"ח (2026)",
"source_url": "https://www.btl.gov.il/benefits/old_age/Pages/default.aspx",
"raw_snippet": "7,827",
"fetched_at": "2026-06-12T21:54:47.677885+00:00",
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{
"claim_id": "amt-10436",
"claim": "old-age income test couple: 10,436 NIS / 10,436 ש\"ח (2026)",
"source_url": "https://www.btl.gov.il/benefits/old_age/Pages/default.aspx",
"raw_snippet": "10,436",
"fetched_at": "2026-06-12T21:54:47.677885+00:00",
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]
},
{
"claim_id": "amt-12536",
"claim": "income supplement threshold single: 12,536 NIS / 12,536 ש\"ח (2026)",
"source_url": "https://www.btl.gov.il/benefits/Income_support/Pages/default.aspx",
"raw_snippet": "12,536",
"fetched_at": "2026-06-12T21:54:47.677885+00:00",
"appears_in": [
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]
},
{
"claim_id": "amt-18804",
"claim": "income supplement threshold couple: 18,804 NIS / 18,804 ש\"ח (2026)",
"source_url": "https://www.btl.gov.il/benefits/Income_support/Pages/default.aspx",
"raw_snippet": "18,804",
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"claim": "Under-18 employees and old-age-pension recipients have a 0% employee deduction (employer still pays the reduced 0.61%/2.12%)",
"raw_snippet": "מי שטרם מלאו לו 18",
"source_url": "https://www.btl.gov.il/Insurance/Rates/Pages/%D7%9C%D7%A2%D7%95%D7%91%D7%93%D7%99%D7%9D%20%D7%A9%D7%9B%D7%99%D7%A8%D7%99%D7%9D.aspx",
"fetched_at": "2026-06-12T22:57:23.905075+00:00",
"appears_in": [
"SKILL.md",
"SKILL_HE.md"
]
},
{
"claim_id": "pct-18-self",
"claim": "Self-employed full-bracket combined rate 18% (also written 18.0%)",
"source_url": "https://www.btl.gov.il/Insurance/Rates/Pages/%D7%9C%D7%A2%D7%A6%D7%9E%D7%90%D7%99%D7%9D.aspx",
"raw_snippet": "18%",
"fetched_at": "2026-06-12T22:58:01.288181+00:00",
"appears_in": [
"SKILL.md",
"SKILL_HE.md"
]
},
{
"claim_id": "pct-7_6-employer",
"claim": "Employer full-bracket rate 7.6% (also written 7.60%)",
"source_url": "https://www.btl.gov.il/Insurance/Rates/Pages/%D7%9C%D7%A2%D7%95%D7%91%D7%93%D7%99%D7%9D%20%D7%A9%D7%9B%D7%99%D7%A8%D7%99%D7%9D.aspx",
"raw_snippet": "7.6%",
"fetched_at": "2026-06-12T22:58:01.288181+00:00",
"appears_in": [
"SKILL.md",
"SKILL_HE.md"
]
},
{
"claim_id": "teum-secondary-full",
"claim": "With multiple employers, the secondary employer / early-pension payer deducts NI+health at the full rate from the first shekel unless a te'um dmei bituach coordination is filed",
"source_url": "https://www.hashavim.co.il/articles/labor-law/national-insurance-updates/",
"raw_snippet": "תיאום דמי ביטוח",
"fetched_at": "2026-06-12T23:09:45.178225+00:00",
"appears_in": [
"SKILL.md",
"SKILL_HE.md"
]
},
{
"claim_id": "self-emp-age-varies",
"claim": "Self-employed NI rate also reduces by age and old-age-pension status (minor, pensioner) like employees; standard is 7.7%/18%",
"source_url": "https://www.btl.gov.il/Insurance/Rates/Pages/%D7%9C%D7%A2%D7%A6%D7%9E%D7%90%D7%99%D7%9D.aspx",
"raw_snippet": "7.7%",
"fetched_at": "2026-06-12T23:09:45.178225+00:00",
"appears_in": [
"SKILL.md",
"SKILL_HE.md"
]
},
{
"claim_id": "household-employer-quarterly",
"claim": "A private person employing a domestic worker registers with BTL as a household employer and pays contributions quarterly",
"source_url": "https://www.btl.gov.il/Insurance/National%20Insurance/type_list/Pages/default.aspx",
"raw_snippet": "משק בית",
"fetched_at": "2026-06-12T23:09:45.178225+00:00",
"appears_in": [
"SKILL.md",
"SKILL_HE.md"
]
},
{
"claim_id": "hh-employer-605",
"claim": "Household-help employer NI 6.05% (18 to retirement)",
"source_url": "https://www.btl.gov.il/Insurance/Rates/Pages/%D7%A2%D7%95%D7%91%D7%93%20%D7%9E%D7%A9%D7%A7%20%D7%91%D7%99%D7%AA.aspx",
"raw_snippet": "6.05%",
"fetched_at": "2026-06-12T23:20:43.111301+00:00",
"appears_in": [
"SKILL.md",
"SKILL_HE.md"
]
},
{
"claim_id": "hh-worker-28",
"claim": "Household-help worker share 2.8% (1.8% NI + 1% health)",
"source_url": "https://www.btl.gov.il/Insurance/Rates/Pages/%D7%A2%D7%95%D7%91%D7%93%20%D7%9E%D7%A9%D7%A7%20%D7%91%D7%99%D7%AA.aspx",
"raw_snippet": "2.8%",
"fetched_at": "2026-06-12T23:20:43.111301+00:00",
"appears_in": [
"SKILL.md",
"SKILL_HE.md"
]
},
{
"claim_id": "hh-worker-ni-18",
"claim": "Household-help worker NI 1.8%",
"source_url": "https://www.btl.gov.il/Insurance/Rates/Pages/%D7%A2%D7%95%D7%91%D7%93%20%D7%9E%D7%A9%D7%A7%20%D7%91%D7%99%D7%AA.aspx",
"raw_snippet": "1.8%",
"fetched_at": "2026-06-12T23:20:43.111301+00:00",
"appears_in": [
"SKILL.md",
"SKILL_HE.md"
]
},
{
"claim_id": "hh-health-1",
"claim": "Household-help worker health 1%",
"source_url": "https://www.btl.gov.il/Insurance/Rates/Pages/%D7%A2%D7%95%D7%91%D7%93%20%D7%9E%D7%A9%D7%A7%20%D7%91%D7%99%D7%AA.aspx",
"raw_snippet": "1%",
"fetched_at": "2026-06-12T23:20:43.111301+00:00",
"appears_in": [
"SKILL.md",
"SKILL_HE.md"
]
},
{
"claim_id": "hh-total-885",
"claim": "Household-help total 8.85%",
"source_url": "https://www.btl.gov.il/Insurance/Rates/Pages/%D7%A2%D7%95%D7%91%D7%93%20%D7%9E%D7%A9%D7%A7%20%D7%91%D7%99%D7%AA.aspx",
"raw_snippet": "8.85%",
"fetched_at": "2026-06-12T23:20:43.111301+00:00",
"appears_in": [
"SKILL.md",
"SKILL_HE.md"
]
},
{
"claim_id": "hh-reduced-36",
"claim": "Household-help employer reduced 3.6% for under-18 / pensioner worker",
"source_url": "https://www.btl.gov.il/Insurance/Rates/Pages/%D7%A2%D7%95%D7%91%D7%93%20%D7%9E%D7%A9%D7%A7%20%D7%91%D7%99%D7%AA.aspx",
"raw_snippet": "3.6%",
"fetched_at": "2026-06-12T23:20:43.111301+00:00",
"appears_in": [
"SKILL.md",
"SKILL_HE.md"
]
}
]
}{
"author": "skills-il",
"version": "1.5.1",
"category": "government-services",
"tags": {
"he": [
"ביטוח-לאומי",
"טפסים",
"קצבאות",
"פנסיה",
"ישראל"
],
"en": [
"bituach-leumi",
"national-insurance",
"forms",
"benefits",
"pension"
]
},
"display_name": {
"he": "ביטוח לאומי",
"en": "Israeli Bituach Leumi"
},
"display_description": {
"he": "ניווט בביטוח לאומי: זכאות לקצבאות (זיקנה, אבטלה, לידה, ילדים, נכות, מילואים, סיעוד), שיעורי דמי ביטוח (כולל תיקון 252 משנת 2025), וטפסי תביעה (טופס 900, 355, 480, 1500, 211, 7801 ועוד) להגשה דיגיטלית באזור האישי. סכומים לפי הודעת ביטוח לאומי 2026. אין להשתמש לשאלות על ביטוח פרטי או קופת חולים.",
"en": "Navigate Israeli National Insurance (Bituach Leumi) benefits, eligibility, contributions, and claim forms (טפסים). Use when user asks about bituach leumi, national insurance, retirement pension (kitzbat zikna), unemployment (dmei avtala), maternity leave (dmei leida), child allowance (kitzbat yeladim), disability (nechut), work injury, reserve duty (miluim), survivors pension, long-term care (siyud), income support (havtachat hachnasa), birth grant (ma'anak leida), savings-for-every-child, or NI contribution rates. Includes form numbers (Form 900, 355, 480, 1500, 211, 7801, etc.) for filing each claim. Do NOT use for private insurance or health fund (kupat cholim) questions."
},
"supported_agents": [
"claude-code",
"cursor",
"github-copilot",
"windsurf",
"opencode",
"codex",
"openclaw",
"antigravity",
"gemini-cli"
]
}
{
"cycles": [
{
"version": "1.4.0",
"date": "2026-06-13",
"lessons": [
"Added non-working residents + non-work (passive) income contribution rates (266 minimum, 3,442 exemption, 6.92%/7% NI + 5.17% health). Data was NOT in the skill, sourced live from btl.gov.il (NotWorking + non-working rates pages) and kolzchut exemptions page.",
"Expert review caught 3 CRITICALs on the first draft: (1) non-working spouse pays 0 not 266 (Form 673, akeret bayit), (2) the 3,442 passive exemption does not stack on work income, (3) pensioners/retirement-age are exempt from the NI portion. All three fixed by scoping the base table and adding an Exemptions and exceptions override table.",
"Legacy backfill: built evidence.json from scratch (118 entries, 178 facts) for the whole BL benefits catalog. Benefit amounts sourced to the 2026 rate circular; some scattered amounts (1,752.33 maternity, 1,314.25 work-injury, income-support tiers) cited to their benefit pages but not individually re-fetched, only the changed contributions facts were Judge-verified verbatim.",
"persistent_fail / CARRY: the benefit-amount evidence entries for the non-changed legacy catalog should be Judge-verified against their benefit pages in a future cycle (this cycle verified only the changed contributions section + spot-checks)."
]
},
{
"version": "1.5.0",
"date": "2026-06-13",
"lessons": [
"Added employee rate table BY age and pension status (under-18=0, working pensioner=0, 67-70 non-pensioner=3.93/10.03, woman ret-67=3.95/10.24, disability=3.23/5.17), self-employed age-varies note, te'um (multiple-employer) coordination rule, and household-help employer track. All employee rates verified by rendering the official btl.gov.il employee rate table via Playwright (WebFetch garbled it across 3 tries). Self-employed-pensioner exact % and household-help exact % ROUTED to btl pages (not fabricated).",
"ROOT-CAUSE of why v1.4.0 (and all prior gates) missed the age brackets: the pipeline verifies stated values + audits coverage against a topic-checklist, but never enumerated the official rate table's full row set. Fixed in update-skill (new Phase 3g.1 Rate-Table Completeness Pass) + admin-creator (Phase 1.7 Step C.1) on 2026-06-13.",
"CARRY/minor: chofesh-lelo-tashlum (unpaid-leave employer-continues) rule not explicitly named — non-material edge, revisit if a user hits it."
]
},
{
"version": "1.5.1",
"date": "2026-06-13",
"lessons": [
"Replaced routed household-help rate with the real figures captured by Playwright-rendering the correct btl page (employer NI 6.05%, worker 1.8%+1%=2.8%, total 8.85%; under-18/pensioner employer 3.6%). Principle: never route a number a browser render can capture. Self-employed age variants stay routed because the official self-employed rates page genuinely tabulates only the standard 7.7/18 (no age rows published there)."
]
}
]
}Bituach Leumi Benefit Programs Reference
Complete program catalog with 2026 rates, qualifying periods, claim forms, and contact channels. Source: BTL 2026 announcement (btl.gov.il/About/news/Pages/hadasaidkonkitzva2026.aspx), kolzchut.org.il, and the per-program forms portals at btl.gov.il/טפסים-ואישורים.
Macroeconomic Anchors (2026)
| Anchor | Value | Used for |
|---|---|---|
| Average wage section 1 (sachir memutza) | 13,566 NIS/month | Contribution bracket break, child-allowance reference |
| Average wage section 2 (for benefit calcs) | 13,769 NIS/month | Maternity, miluim, work-injury daily caps |
| Maximum insurable income (תקרה) | 51,910 NIS/month | All benefits with a daily cap |
| Bracket boundary (60% of avg wage) | 7,703 NIS/month | NI contribution tier split |
Both average-wage figures update twice yearly (January and July). Verify before any calculation that depends on them.
Programs at a Glance
| Program | Hebrew | Eligibility Summary | Main Form |
|---|---|---|---|
| Old Age Pension | קצבת אזרח ותיק / זיקנה | Men 67, Women 62-65 by birth cohort; qualifying contributions | 480 |
| General Disability | נכות כללית | Resident 18 to retirement age; medical incapacity 60%+; 12 months NI | 7801 |
| Special Services (SHRM) | שירותים מיוחדים | Severely disabled needing daily care | 7849 |
| Disabled Child | ילד נכה | Parent of disabled child | 7821 |
| Unemployment | דמי אבטלה | 12 of 18 months as employee, terminated (not resigned) | 1500 |
| Maternity | דמי לידה | 6-15 months employed | 355 |
| Birth Grant | מענק לידה | Every birth in Israel | (auto, 300) |
| Child Allowance | קצבת ילדים | All residents with children under 18 | (auto, 5025) |
| Saving for Every Child | חיסכון לכל ילד | All children under 18 (auto-enrolled) | (auto) |
| Work Injury | פגיעה בעבודה | Workplace injury or commute injury | 211 |
| Reserve Duty | מילואים | IDF reserve service (any duration) | 502 (personal) / 501 (employer) |
| Income Support | הבטחת הכנסה | Below minimum income, asset test, employment test if <55 | 5619 |
| Long-term Care | סיעוד | Retirement age + ADL dependence test | 2600 |
| Survivor Pension | קצבת שאירים | Widow/widower 40+ or with kids/disability | 410 |
| Mobility Allowance | ניידות | Mobility-impaired (medical determination by MoH) | 8220 → 8200 |
| Hostile Action Victims | נפגעי פעולות איבה | Terror/war victims | 580 |
| Employer Bankruptcy | פשיטת רגל מעסיק | Court-ordered employer insolvency | (program-specific) |
2026 Rate Reference Table
Old-age Pension (Kitzbat Zikna)
| Status | Up to age 80 | From age 80 |
|---|---|---|
| Single | 1,838 NIS | 1,941 NIS |
| Couple (with spouse increment) | 2,762 NIS | 2,865 NIS |
- Seniority supplement (תוספת ותק): +2% per year from year 11, capped at 50%. Most recipients receive the full 50%, bringing the typical single rate to ~2,757 NIS/month.
- Deferral bonus: +5% per year of deferred claiming, paid up to age 70.
- Income test (between retirement age and 70): Single ~7,827 NIS/month; couple ~10,436 NIS/month. Above the threshold the pension is suspended until age 70.
General Disability (Nechut Klalit)
| Incapacity % | Monthly amount |
|---|---|
| 75-100% (full) | 4,711 NIS |
| 74% | 3,211 NIS |
| 65% | 2,894 NIS |
| 60% | 2,718 NIS |
- Spouse supplement: +1,518 NIS.
- Children supplement: +1,214 NIS up to 2 children.
Special Services (SHRM)
| Care level | Monthly amount |
|---|---|
| 50% rate | 1,943 NIS |
| 100% rate | 3,886 NIS |
| 150% rate | 5,829 NIS |
| 188% rate | 7,304 NIS |
| 235% rate | 9,126 NIS |
- Caregiver supplement: Up to 10,774 NIS/month.
- Disabled child: Up to 3,820 NIS for a 100%-disabled child.
Unemployment (Dmei Avtala)
| Period | Daily cap |
|---|---|
| Days 1-125 | 550.76 NIS (average wage 13,769 ÷ 25 working days) |
| Days 126+ | 367.17 NIS (2/3 of daily average wage) |
- Waiting period: 5 working days for terminations.
- Resignation penalty: 90-day disqualification unless resigning for justified cause.
- Duration: 50-175 days, depending on age and dependents.
Maternity (Dmei Leida)
| Period | Daily cap |
|---|---|
| All 15 weeks | 1,752.33 NIS/day |
- Calculation base: Last 3 months ÷ 90 OR last 6 months ÷ 180, whichever is higher.
- Birth grant first child: 2,103 NIS.
- Birth grant 2nd child: 946 NIS.
- Birth grant 3rd+ child: 631 NIS.
- Birth grant twins: 10,514 NIS.
Child Allowance
| Child position | Per-child monthly amount |
|---|---|
| 1st child | 173 NIS |
| 2nd, 3rd, 4th | 219 NIS each |
| 5th+ | 173 NIS each |
- Saving-for-every-child: 58 NIS/month per child (auto). Parents may match for 116 NIS total.
Work Injury (Pgi'at Avoda)
| Item | Amount |
|---|---|
| Daily cap (dmei pgi'a) | 1,314.25 NIS/day |
| Coverage | 75% of last 3 months avg wage |
| Period | Up to 91 days |
After 91 days, permanent disability determined by medical committee.
Reserve Duty (Miluim)
| Item | Amount |
|---|---|
| Daily cap | 1,730.33 NIS/day (max insurable income 51,910 ÷ 30) |
| Daily minimum | 328.76 NIS/day |
| Calculation | 100% of last 3 months avg daily wage (gross ÷ 90) |
| Claim window | 7 years from end of service |
Long-term Care (Siyud)
| ADL Level | Cash amount (2026) |
|---|---|
| Level 1 (2.5-3 pts) | 1,659 NIS |
| Level 2 | 2,395 NIS |
| Level 3 | 3,366 NIS |
| Level 4 | 4,564 NIS |
| Level 5 | 5,961 NIS |
| Level 6 (9.5+ pts) | 7,238 NIS |
- Income threshold (full benefit): Single < 12,536 NIS/month; couple < 18,804 NIS/month.
Income Support (Havtachat Hachnasa)
| Profile | Monthly amount |
|---|---|
| Single, under 25 | 1,661 NIS |
| Single, 25+ | 2,295 NIS |
| Couple | 3,295 NIS |
| Single parent + 2 children, 55+ | 5,289 NIS |
Asset test and employment test (under 55) apply.
Survivors (Sheerim)
| Status | Base amount |
|---|---|
| Widow/widower (40+ or with kids) | ~1,838 NIS |
| Plus orphan supplement | per child |
Qualifying Periods (Tkufat Achshara)
| Program | Qualifying period |
|---|---|
| Unemployment (dmei avtala) | 12 of last 18 months as employee |
| Maternity full 15 weeks | 10 of last 14 OR 15 of last 22 months |
| Maternity reduced 8 weeks | 6 of last 14 OR 10 of last 22 months |
| Work injury (dmei pgi'a) | None (covered from day 1 of employment) |
| General disability | 12 months of NI residency |
| Old-age pension | 60-144 months by age-at-immigration table |
| Survivors | 12 of 18 OR 24 of 60 OR 60 total months |
| Reserve duty | 1 day of qualifying NI status |
| Income support | None (asset + employment tests apply) |
| Long-term care | None (medical determination only) |
| Mobility | None (medical determination only) |
Contribution Rates (2026)
| Payer | Bracket 1 (up to 7,703) | Bracket 2 (7,703 to 51,910) |
|---|---|---|
| Employee (deducted) | 1.04% NI + 3.23% health = 4.27% | 7.0% NI + 5.17% health = 12.17% |
| Employer (additional) | 4.51% | 7.60% |
| Self-employed | 4.47% NI + 3.23% health = 7.7% | 12.83% NI + 5.17% health = 18.0% |
- Self-employed pay both shares.
- Self-employed cannot claim unemployment.
- Maximum insurable income: 51,910 NIS/month.
- Amendment 252 (תיקון 252): the 2026 rate increases above were enacted on 2025-01-14 by Amendment 252 to the National Insurance Law. Rates are CPI-indexed through 2028 and switch to wage indexation from 2029.
Appeal Deadlines
| Decision type | Venue | Deadline |
|---|---|---|
| Medical (disability degree, ADL) | Medical Appeals Committee (ועדה רפואית לעררים) | 60 days |
| Non-medical (eligibility, amount) | Internal Review (ועדת ערר) | 60 days |
| Final post-appeal | Regional Labor Court (בית הדין האזורי לעבודה) | 12 months |
Free legal aid available through הסיוע המשפטי for low-income claimants.
Form Quick Lookup
| Want to... | File... |
|---|---|
| Claim maternity allowance (mother) | 355 |
| Claim maternity + birth grant | 356 |
| Claim parental leave (father) | 354 |
| Claim hazardous-pregnancy benefit | 330 + 331 |
| Manually claim child allowance | 5025 |
| Claim old-age pension | 480 |
| Claim survivors pension | 410 |
| Claim unemployment | 1500 (+ employer 1514) |
| Claim general disability | 7801 |
| Claim special services (SHRM) | 7849 |
| Claim disabled child | 7821 |
| Notify work injury + claim dmei pgi'a | 211 |
| Claim permanent work-injury disability | 200 |
| Claim miluim (reservist personal) | 502 |
| Claim miluim (employer refund) | 501 |
| Claim long-term care | 2600 |
| Claim cash siyud instead of services | 2655 |
| Claim siyud during hospitalization | 2666 |
| Restore siyud after >90 days in institution | 2640 |
| Claim income support | 5619 |
| Claim mobility (step 1, MoH) | 8220 |
| Claim mobility (step 2, BTL) | 8200 |
| Claim hostile-action victim recognition | 580 |
| Apply to hostility-victim exceptions committee (incl. hostage families) | 595 / 596 |
| Claim vocational rehabilitation | 270 |
| Collect court-ordered alimony from BTL | 5400 |
| Claim wages and severance after employer bankruptcy | 5305 |
| Claim individual burial allowance | 460 |
| Annual life certificate (recipient living abroad) | 10420 |
| Authorize a representative (accountant, lawyer) | 70 |
| Open self-employed file | 6101 |
| Adjust self-employed advances | 672 |
| Update personal details (address, bank, marital status) | 900 |
| Cancel a Form 100 employer-outreach opt-out | 101 |
| Appeal a BTL decision (general) | 7810 |
| Appeal a work-injury medical-committee decision | 247 |
| Refer a case to claims committee | 910 |
Contact Channels
- Personal area (filing): https://ps.btl.gov.il
- Forms portal: https://www.btl.gov.il/טפסים-ואישורים
- Phone + WhatsApp: *6050 (press 9 for English)
- Joint unemployment + employment-service form: https://www.taasuka.gov.il/applicants/sharedform/
- MyBTL mobile app: iOS and Android
- Branch list: https://www.btl.gov.il/snifim
- Document upload: https://b2b.btl.gov.il/BTL.ILG.Payments/DocumentsForm.aspx
Key Dates
- Rate updates: January 1 and July 1 (twice yearly, tied to average wage).
- Old-age and disability paid: ~28th of each month (for prior month).
- Child allowance paid: ~20th of each month.
- Old-age eligibility: Men 67 (stable). Women 62-65 by birth-month cohort, schedule completes ~2032.
- Absolute eligibility age: 70 (income test removed).
Domain Checklist: israeli-bituach-leumi
Anchor for Expert Review. Covers National Insurance contributions AND benefits.
Must cover (core)
- Contribution rates by status: employee (4.27%/12.17%), employer (4.51%/7.6%), self-employed (7.7%/18%) -- btl.gov.il rates pages.
- Non-working residents and non-work (passive) income: 266 minimum, 3,442 exemption, 6.92%/7% NI + 5.17% health -- btl.gov.il NotWorking + non-working rates.
- Contribution EXEMPTIONS (override the rate tables): non-working spouse / akeret bayit = 0 (Form 673); old-age pension recipients / retirement age = NI-portion exempt, 688 NIS non-work-income floor; disability 75%+/100% permanent = exempt -- btl.gov.il "מי פטור" + kolzchut.
- Coordination: passive-income exemption does NOT stack on work income.
- The 13 main benefit programs with 2026 amounts and qualifying periods -- references/benefit-programs.md.
- Claim forms per benefit (480, 1500, 355, 7801, etc.) -- references/forms.md.
Should cover (advanced)
- New-immigrant (oleh) contribution reductions in the early residency window.
- Residents working abroad for a foreign employer (bilateral SS treaty coordination, forms 627/628).
- Working-pensioner reduced NI rate.
Out of scope (explicit)
- Under-18 separate liability (covered via household, not separately liable).
- Private insurance / kupat cholim membership questions (different domain).
- Detailed appeal litigation procedure (the skill points to the labor court, full procedure is legal-tech scope).
Authoritative sources
- btl.gov.il (rates, NotWorking, "מי פטור מתשלום דמי ביטוח לאומי", benefit pages, 2026 rate circular)
- kolzchut.org.il (המוסד לביטוח לאומי hub, פטור מתשלום דמי ביטוח לאומי)
- *6050 BTL phone
Bituach Leumi Forms Catalog (טפסים)
Complete catalog of ~85 verified Bituach Leumi forms organized by program. All form numbers verified against btl.gov.il official portals as of 2026.
Most can be filed digitally through the personal area at https://ps.btl.gov.il (login with Israeli ID + password or one-time SMS code). PDF originals live at https://www.btl.gov.il/טפסים-ואישורים under per-program subfolders.
Form 900 is NOT a benefit claim. It is the general "Personal Details Update" form (הודעה על עדכון פרטים אישיים) used by anyone already receiving a benefit to change their address, marital status, or bank account. The actual program-specific claim forms are listed below.
Maternity, parental leave, birth grants
| Form | Hebrew name | Filed by | Notes |
|---|---|---|---|
| 355 | תביעה לתשלום דמי לידה ליולדת | Mother (employee or self-employed) | Main maternity-pay claim |
| 356 | תביעה לתשלום מענק לידה ודמי לידה לאם | Mother | Birth grant + maternity pay combined |
| 300 | תביעה למענק לידה ולמענק אשפוז | Mother / hospital | Hospital normally files automatically |
| 302 | תביעה לתשלום מענק לאב | Father | Birth grant for father |
| 354 | תביעה לתשלום גמלת הורים לאב | Father | Parental-leave pay for father |
| 360 | תביעה לתשלום דמי לידה לאב המחליף את בת/בן הזוג | Father | Partner-week split / paternity replacement |
| 330 | תביעה לתשלום גמלה לשמירת הריון | Pregnant employee | Hazardous-pregnancy benefit. Pair with 331 |
| 331 | אישור רפואי לגמלת שמירת הריון | Doctor | Companion to 330 |
| 368 | תביעה להארכה או פיצול דמי לידה | Mother / parents | Extension or splitting between parents |
| 381 | בקשה לשימור ותחזוק העסק במהלך תקופת לידה | Self-employed mother | Business-continuity grant |
Child allowance and child savings
| Form | Hebrew name | Filed by | Notes |
|---|---|---|---|
| (auto) | (no form, hospital-reported) | Hospital | Births in Israel are reported automatically; provide bank details at the hospital |
| 5025 | תביעה אישית לקצבת ילדים | Parent / guardian | Only when not auto-registered (birth abroad, custody change) |
Old-age pension and death
| Form | Hebrew name | Filed by | Notes |
|---|---|---|---|
| 480 | תביעה לקצבת אזרח ותיק - זקנה | Resident at retirement age | Main claim |
| 434 | תביעה למענק מעבר בגין העלאת גיל הפרישה | Affected age cohort | Transition grant |
| 484 | תביעה לתוספת עבור בן/בת זוג | Pensioner | Spouse increment |
| 430 | תביעה להשלמת הכנסה למקבל קצבאות אזרח ותיק ושאירים | Low-income pensioner | Income supplement |
| 4501 | תביעה לגמלה מיוחדת לאזרח ותיק | Non-insured immigrant past retirement age | Special benefit |
| 481 | בקשה למענק מיוחד לבני 67+ | Working pensioner | Special grant for 67+ |
Survivors
| Form | Hebrew name | Filed by | Notes |
|---|---|---|---|
| 410 | תביעה לקצבת שאירים | Widow / widower / orphan | Main survivors claim. File within 12 months of death |
| 416 | תביעה לתשלום מענק פטירה ו/או יתרת קצבה | Heirs | Death grant + pension balance |
| 2910 | תביעה לדמי מחיה בעד יתום | Orphan / guardian | Orphan maintenance |
| 412 | הצהרת הכנסות שאירים | Survivor | Income declaration |
Unemployment
| Form | Hebrew name | Filed by | Notes |
|---|---|---|---|
| 1500 | תביעה לדמי אבטלה | Laid-off employee | Main claim. Use the joint workflow at taasuka.gov.il/applicants/sharedform |
| 1514 | אישור המעסיק על תקופת ההעסקה והשכר | Employer | Required attachment to 1500 |
| 1517 | תביעה למענק למובטל העובד בשכר נמוך | Low-wage worker | Supplement |
General disability and special services
| Form | Hebrew name | Filed by | Notes |
|---|---|---|---|
| 7801 | תביעה לקצבת נכות כללית | Disabled adult under retirement age | Main claim |
| 7849 | תביעה לקצבת שירותים מיוחדים | Severely disabled adult | Attendance allowance |
| 7821 | תביעה לגמלה לילד נכה | Parent of disabled child | Disabled-child benefit |
| 7842 | בקשה לבדיקה מחדש עקב החמרת מצב | Existing recipient | Reassessment |
| 7810 | כתב ערר על החלטת המוסד | Claimant | Appeal |
| 3296 | בקשה לתשלום תוספת תלויים | Recipient | Dependants increment |
Work injury
| Form | Hebrew name | Filed by | Notes |
|---|---|---|---|
| 211 | תביעה לתשלום דמי פגיעה והודעה על פגיעה בעבודה | Injured employee | Initial injury-pay claim, the most common BL form |
| 200 | תביעה לקביעת דרגת נכות מעבודה | Injured employee | Permanent disability claim (after 91-day dmei pgi'a period) |
| 250 | טופס למתן טיפול רפואי לנפגע בעבודה - שכיר | Employee | Authorization slip for clinic / hospital |
| 283 | אישור למתן טיפול רפואי - עצמאי | Self-employed | Same as 250 for self-employed |
| 284 | הצהרת המעסיק על פגיעה בעבודה | Employer | Employer declaration |
| 202 | תביעה להכרה במחלת מקצוע | Worker | Occupational-disease recognition |
| 213 | תביעה לתשלום גמלה לבני משפחה של מי שנפטר מפגיעה בעבודה | Dependants | Dependants pension after fatal injury |
| 247 | ערר על החלטת ועדה רפואית מדרג ראשון (נפגעי עבודה) | Injured worker | Appeal first-instance medical-committee work-injury decision (60 days) |
Vocational rehabilitation (שיקום מקצועי)
| Form | Hebrew name | Filed by | Notes |
|---|---|---|---|
| 270 | תביעה למתן שיקום מקצועי | Disabled person, work-injured, widow(er) on survivors pension, terror victim | Single unified rehab claim covering all sub-programs |
Reserve duty (miluim)
| Form | Hebrew name | Filed by | Notes |
|---|---|---|---|
| 502 | תביעה אישית לתגמולי מילואים | Reservist (self-employed or below cap) | Personal claim |
| 501 | תביעת מעסיק להחזרת תגמולי מילואים | Employer | Employer-refund claim |
| 509 | בקשה לתשלום מקדמה על חשבון תגמולי מילואים | Reservist | Advance payment |
| 510 | אישור המעסיק על עבודה ושכר | Employer | Salary confirmation |
Income support
| Form | Hebrew name | Filed by | Notes |
|---|---|---|---|
| 5619 | תביעה לגמלת הבטחת הכנסה | Low-income resident | Main claim |
| 5624 | בקשה לחידוש הזכאות | Returning claimant | Renewal |
| 5521 | טופס למילוי על ידי מעסיק לתובעי הבטחת הכנסה | Employer | Employer attachment |
| 5612 / 5613 | הצהרה לתובע/ת החי/ה בנפרד מבן/בת הזוג | Separated claimant | Separation declaration |
Alimony (mezonot)
When a court orders alimony and the obligor doesn't pay, BTL collects on behalf of the recipient.
| Form | Hebrew name | Filed by | Notes |
|---|---|---|---|
| 5400 | בקשה לתשלום על פי חוק המזונות | Recipient with court-ordered alimony | Main claim |
| 5409 | הצהרה על פי חוק המזונות | Existing recipient | Annual declaration of family/financial status changes |
| 5422 | בקשה להפסקת או חידוש מזונות | Recipient | Stop or resume payments |
Employer bankruptcy (zchuyot ovdim be'pshitat regel)
BTL pays unpaid wages, severance, and pension contributions when a court issues a bankruptcy/liquidation/insolvency order against the employer.
| Form | Hebrew name | Filed by | Notes |
|---|---|---|---|
| 5305 | תביעת עובד לתשלום חוב שכר עבודה ופיצויי פיטורים | Employee | Main worker claim. Requires court order against employer |
| 5310 | תביעה לתשלום חוב לקופת גמל | Pension fund | Fund claims employer pension debts |
| 5312 | שאלון למי שאינו תושב ישראל | Non-resident worker | Filed alongside 5305 if claimant is not an Israeli resident |
Burial (dmei kvura)
| Form | Hebrew name | Filed by | Notes |
|---|---|---|---|
| 460 | תביעה אישית לדמי קבורה | Family of deceased | Used when no authorized burial body exists in the locality, or when buried abroad. Standard chevra-kadisha cases are reimbursed institutionally without a claim form |
Long-term care
| Form | Hebrew name | Filed by | Notes |
|---|---|---|---|
| 2600 | תביעה לגמלת סיעוד | Elderly resident | Main claim |
| 2655 | גמלת סיעוד בכסף במקום שירותים | Recipient with dedicated caregiver | Cash-instead-of-services election |
| 2620 | בקשה לבדיקה מחדש עקב טענת החמרה | Recipient | Reassessment |
| 2670 | הצהרה לקביעת מעמד בודד | Single applicant | Single-status declaration |
| 2604 | אישור על מגורים במוסד / בית אבות | Institution | Institutional residence confirmation |
| 2640 | הצהרת תובע לאחר שחרור מבית חולים סיעודי / מוסד | Claimant | Returning home after >90 days in institutional care; restores eligibility |
| 2666 | הסכמה להעברת תביעה לגמלת סיעוד באמצעות בית חולים | Hospitalized claimant | Initiate siyud claim during hospitalization |
Mobility
| Form | Hebrew name | Filed by | Notes |
|---|---|---|---|
| 8220 | טופס לקביעת מוגבלות בניידות | Mobility-limited resident | Filed with Ministry of Health first (medical committee) |
| 8200 | תביעה להטבות על פי הסכם הניידות | Approved claimant | Filed with BTL after MoH determination |
Hostile-action victims
| Form | Hebrew name | Filed by | Notes |
|---|---|---|---|
| 580 | הודעה על פגיעה בפעולות איבה ותביעה להכרה כנפגע | Injured / family | Initial recognition + claim |
| 581 | בקשה לקביעת דרגת נכות ולתשלום תגמול נכות | Recognized victim | Disability-degree determination |
| 582 | תביעה לתגמולים למשפחות הנספים | Family of deceased victim | Family compensation |
| 571 | בקשה לתגמול טיפול רפואי | Recognized victim | Medical-treatment compensation |
| 577 | תשאול נפגע הטוען לפגיעה נפשית | Victim claiming psychological injury | PTSD / mental injury intake |
| 595 | בקשה לוועדת חריגים לנפגעי פעולות איבה | Hostility-victim claimant (incl. hostage families) | Exceptions-committee review; also used by orphans of fatalities for marriage / age-30 grant |
| 596 | בקשה לוועדת חריגים או לסיוע לפנים משורת הדין | Bereaved families | Ex-gratia assistance |
Hostage families (Iron Swords): the dedicated program for hostage and missing-person families routes through forms 595 and 596 plus the existing hostility-victim set (580/571/etc.). There is no standalone hostage form number; coordinate via the hostage-families program portal at btl.gov.il/HaravotBarzel1/HtofimHazro.
Insurance contributions (self-employed)
| Form | Hebrew name | Filed by | Notes |
|---|---|---|---|
| 6101 | דין וחשבון רב שנתי | Self-employed / non-working resident | Opens collection file, sets advance payments. Required when starting as עצמאי |
| 672 | בקשה לתיקון מקדמות | Self-employed | Adjust monthly advances (up to 4 times per year) |
| 6131 | הצהרת עיסוקים | Resident changing employment status | Status update |
| 627 / 628 | שאלון לקביעת תושבות | Resident temporarily abroad / returning | Residency determination |
| 673 | הצהרת בני/בנות זוג | Non-working spouse | Spouse-exemption declaration |
Living abroad and bilateral treaty forms
Israeli pension recipients living abroad must submit annual life-certificate forms. Treaty-country recipients use country-specific forms.
| Form | Hebrew name | Filed by | Notes |
|---|---|---|---|
| 10420 | אישור חיים | Pension recipient living abroad | Annual life certificate (HE/EN bilingual). Applies to old-age, disability, survivors |
| A1003 | אישור חיים למוסד הסוציאלי בגרמניה | Recipient receiving German pension | Germany treaty form |
| 9220 | אישור חיים למוסד הסוציאלי ברומניה (CNPP) | Recipient receiving Romanian pension | Romania treaty form |
| IL-PL 5 | טופס תביעה לדמי קבורה מפולין | Family in Poland | Poland treaty burial-grant form |
Full per-country treaty form list: btl.gov.il/טפסים-ואישורים/forms/amanot/klali.
Representation (power of attorney)
| Form | Hebrew name | Filed by | Notes |
|---|---|---|---|
| 70 | ייפוי כוח למייצג בנושאי ביטוח וגבייה | Insured person | Authorize accountant / tax consultant / lawyer for insurance and collection matters |
A digital ייפוי-כוח flow is also available via the representatives portal at btl.gov.il/טפסים-ואישורים/forms/meyatzgim.
General-purpose forms (every program uses these)
| Form | Hebrew name | Use | Notes |
|---|---|---|---|
| 900 | הודעה על עדכון פרטים אישיים | Update address, marital status, bank account | NOT a claim form, for existing beneficiaries |
| 101 | ביטול סירוב לפניה למעסיקים ומשלמי פנסיה מוקדמת | Insured person | Cancel a previously filed Form 100 |
| 100 | סירוב לפניה למעסיקים ומשלמי פנסיה מוקדמת | Insured person | Opt-out from employer outreach (NOT a Tax Authority form 100) |
| 715 | בקשה להעברת כספים | Reroute payment | |
| 88 | כתב הסכמה והתחייבות לקבלת גמלה | Beneficiary commitment | When benefit paid via third party |
| 17 | כתב ויתור לחברות הביטוח | Privacy waiver to private insurers | |
| 20 | בקשה להענקה מטעמי צדק | Equity grant request | When statutory entitlement is denied but hardship exists |
| 910 | פנייה לוועדת תביעות | Claims committee referral | Internal-appeal channel |
| 851 | בקשה לקבלת מידע לפי חוק חופש המידע | FOI request |
Filing channels
1. Personal area (preferred): https://ps.btl.gov.il 2. Online forms portal: https://www.btl.gov.il/טפסים-ואישורים/tfasimMkuvanim/Pages/default.aspx 3. Document upload to caseworker: https://b2b.btl.gov.il/BTL.ILG.Payments/DocumentsForm.aspx 4. Joint unemployment + employment-service form: https://www.taasuka.gov.il/applicants/sharedform/ 5. Branch service: https://www.btl.gov.il/snifim (appointment required) 6. Phone + WhatsApp: *6050 (press 9 for English)
Coverage gaps (no verifiable forms)
- Hostage-specific application form: program exists but routes through 595/596 + existing hostility-victim forms.
- Burial institutional reimbursement: paid administratively without a numbered claimant form (only 460 for individual claims).
- Vocational-rehab sub-programs: only 270 verified; no per-population sub-form numbers.
- Pikuach hasaba / vatikim-specific: no separate forms beyond the existing old-age catalog plus 10420.
- Medical-committee logistics (expedite/copy/translation): handled via the general portal at btl.gov.il/טפסים-ואישורים/forms/VaadotTfasim, no numbered standalone forms.
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