Dividend Growth Pullback Screener
Install this when you want an agent-guided dividend growth pullback screen grounded in yield-on-cost math and minimum growth-rate criteria—not meme tickers.
Overview
Dividend-growth-pullback-screener is an agent skill for the Idea phase that screens dividend growth stocks on pullback using yield-on-cost compounding and stated minimum growth tiers.
Install
npx skills add https://github.com/tradermonty/claude-trading-skills --skill dividend-growth-pullback-screenerWhat is this skill?
- Yield on cost versus current yield framing with a 10-year dividend doubling walkthrough
- 12% annual dividend growth minimum tier with year-by-year cumulative dividend table
- 15% annual dividend growth excellent tier called out in the compounding narrative
- Pullback screening mindset paired with dividend growth compounding milestones
- Explicit math examples from $50 cost basis through multi-year dividend expansion
- 12% annual dividend growth referenced as screening minimum
- 15% annual dividend growth referenced as excellent tier
- Year 6 milestone: dividend doubles under 12% growth example table
Adoption & trust: 551 installs on skills.sh; 1.8k GitHub stars; 2/3 security scanners passed (skills.sh audits).
What problem does it solve?
You chase high current yield without a framework for dividend growth, pullback entries, or how yield on cost compounds over a decade.
Who is it for?
Self-directed investors using Claude to formalize dividend growth criteria and pullback entry discipline.
Skip if: Day traders, crypto-native strategies, or anyone needing regulated investment advice or automated brokerage execution guarantees.
When should I use this skill?
Screening dividend growth equities on pullback, explaining yield on cost compounding, or applying minimum dividend growth rate filters.
What do I get? / Deliverables
You get a structured dividend growth and pullback screening narrative with quantified growth milestones to narrow a watchlist before deeper validation.
- Pullback-aligned dividend growth watchlist rationale
- Yield-on-cost milestone tables for candidates
- Growth-tier pass/fail notes per ticker
Recommended Skills
Journey fit
Canonical shelf is Idea → research because the skill supports discovering and filtering dividend equities before you commit capital or automate a watchlist. The screener encodes compound dividend growth tables and pullback logic for opportunity research, not shipping a SaaS product.
How it compares
Research methodology skill for equity screens—not a live market data MCP or portfolio backtest engine.
Common Questions / FAQ
Who is dividend-growth-pullback-screener for?
Solo builders and indie investors who use coding agents for personal finance research and want dividend growth plus pullback logic spelled out with tables.
When should I use dividend-growth-pullback-screener?
In the Idea research phase when building a dividend watchlist, comparing yield on cost paths, or rejecting names that miss ~12%+ dividend growth assumptions.
Is dividend-growth-pullback-screener safe to install?
It is educational screening guidance only; review the Security Audits panel on this Prism page and never treat agent output as trade execution or fiduciary advice.
SKILL.md
READMESKILL.md - Dividend Growth Pullback Screener
# The Power of Dividend Growth Compounding ## Core Concept: Yield on Cost vs. Current Yield **Current Yield:** What a stock yields today based on today's price **Yield on Cost (YOC):** What a stock yields based on YOUR purchase price **Example:** ``` Stock A purchased 10 years ago: - Purchase price: $50 - Annual dividend at purchase: $1.00 - Initial yield on cost: 2.0% Stock A today: - Current price: $120 - Annual dividend today: $2.50 - Current yield: 2.1% (for new buyers) - YOUR yield on cost: 5.0% (based on your $50 cost) ``` **Key Insight:** Your yield on cost grows every time the dividend increases, regardless of stock price movement. This is the magic of dividend growth investing. ## The Mathematics of Dividend Growth ### 12% Annual Dividend Growth (Screening Minimum) Starting with 1.5% yield: | Year | Annual Dividend | Yield on Cost | Cumulative Dividends | Total Value | |------|----------------|---------------|---------------------|-------------| | 0 | $1.50 | 1.50% | $0 | $100 | | 1 | $1.68 | 1.68% | $1.68 | $101.68 | | 3 | $2.11 | 2.11% | $5.51 | $105.51 | | 5 | $2.64 | 2.64% | $10.18 | $110.18 | | 10 | $4.66 | 4.66% | $26.20 | $126.20 | | 15 | $8.22 | 8.22% | $53.98 | $153.98 | | 20 | $14.50 | 14.50% | $102.45 | $202.45 | **Key Milestones:** - Year 6: Dividend doubles (3% yield on cost) - Year 12: Dividend quadruples (6% yield on cost) - Year 18: Dividend grows 8x (12% yield on cost) ### 15% Annual Dividend Growth (Excellent Tier) Starting with 1.8% yield: | Year | Annual Dividend | Yield on Cost | Cumulative Dividends | Total Value | |------|----------------|---------------|---------------------|-------------| | 0 | $1.80 | 1.80% | $0 | $100 | | 1 | $2.07 | 2.07% | $2.07 | $102.07 | | 3 | $2.74 | 2.74% | $7.02 | $107.02 | | 5 | $3.62 | 3.62% | $13.86 | $113.86 | | 10 | $7.28 | 7.28% | $40.57 | $140.57 | | 15 | $14.65 | 14.65% | $93.11 | $193.11 | | 20 | $29.47 | 29.47% | $195.57 | $295.57 | **Key Milestones:** - Year 5: Dividend doubles (3.6% yield on cost) - Year 10: Dividend quadruples (7.3% yield on cost) - Year 15: Dividend grows 8x (14.7% yield on cost) - Year 20: Dividend grows 16x (29.5% yield on cost) ### 20% Annual Dividend Growth (Exceptional Tier) Starting with 2.0% yield: | Year | Annual Dividend | Yield on Cost | Cumulative Dividends | Total Value | |------|----------------|---------------|---------------------|-------------| | 0 | $2.00 | 2.00% | $0 | $100 | | 1 | $2.40 | 2.40% | $2.40 | $102.40 | | 3 | $3.46 | 3.46% | $8.66 | $108.66 | | 5 | $4.98 | 4.98% | $18.67 | $118.67 | | 10 | $12.38 | 12.38% | $63.10 | $163.10 | | 15 | $30.77 | 30.77% | $181.74 | $281.74 | | 20 | $76.49 | 76.49% | $479.76 | $579.76 | **Key Milestones:** - Year 4: Dividend doubles (4% yield on cost) - Year 8: Dividend quadruples (8.6% yield on cost) - Year 12: Dividend grows 8x (17.8% yield on cost) - Year 16: Dividend grows 16x (36.6% yield on cost) ## Growth vs. Yield Trade-Off ### Scenario Comparison: 20-Year Investment **Stock A: High Yield, Low Growth** - Initial Yield: 4.0% - Dividend Growth: 3% annually - Year 20 Yield on Cost: 7.2% - Total Dividends Collected: $109.11 - Final Position Value (with dividends): $209.11 **Stock B: Low Yield, High Growth** - Initial Yield: 1.5% - Dividend Growth: 15% annually - Year 20 Yield on Cost: 24.5% - Total Dividends Collected: $146.79 - Final Position Value (with dividends): $246.79 **Winner: Stock B by 18% higher total return** **Key Insight:** Lower starting yield + higher growth beats higher starting yield + lower growth over long periods (10+ years). This is why we screen for 12%+ dividend growth, not maximum current yield. ## Real-World Examples ### Microsoft (MSFT): 2010-2020 **2010 Entry:** - Price: $28 - Annual Dividend: $0.55 - Yield on Cost: 2.0% - Dividend Growth Rate: ~15% annually **2020 Result:** - Price: $220 (7.9x) - Annual Dividend: $2.24 - Yield on Cost: 8.0% (4x) - Total Return: ~900% including dividends **Lesson:** A "boring" 2% yielde